Questions 5 to 8 are based on the conversationyou have just heard.

5

A.She is paying back her credit card debt.

B.She is paying back her loan.

C.She is applying for an account.

D.She is applying for a credit card.

6

A.She pays $800 a month in rent.

B.She has a house of her own.

C.She makes $2,500 a month after taxes.

D.She has been doing her current job for four years.

7

A.The interest rate isn’t related to the sum that you pay back the bank.

B.The higher the interest rate, the less you pay back the bank.

C.The lower the interest rate, the less you pay back the bank.

D.The lower the interest rate, the more you pay back the bank.

8

A.To come to apply the credit card a few days later.

B.To pay back the bank with low interest.

C.To pay 700 dollars for the interest.

D.To sign the form and wait for her credit card.

Conversation Two

W: Good morning. (5) I would like to apply for acredit card. A MasterCard interests me the most, Ithink.

M: Alright. Please have a seat. We can get started onthe application. Are you currently working? Youknow, the bank needs to know that you will be able to pay back your credit card.

W: OK, I understand now. Yes, I do have a job.

M: How long have you been doing your current job? And what is your gross monthly income?

W: I have been working with this company for two years. I make $2,500 a month before taxes.

M: Do you rent or own your home?

W: I rent an apartment.

M: What is the amount you pay for rent every month?

W: (6) I pay $800 a month in rent.

M: Now I am going to check your credit report to find your credit score. We use your creditscore to determine how reliable you have been in the past.

W: Oh, so you want to know if I am good about paying my debts.

M: Exactly, and it looks like you have a credit score of 700. That is to say, you can get aMasterCard today, and because your score is high, we can also give you a low interest rate.

W: How will the interest rate affect my credit card?

M: (7) The lower your interest rate, the less you will have to pay back the bank.

W: Very good! Is there anything else for me to do?

M: (8) Just sign this form and you will receive your MasterCard in a few days.

5. What is the woman doing at the bank?

6. What do we know about the woman from the conversation?

7. How will the interest rate affect the credit card?

8. What does the man ask the woman to do at the end of the conversation?

对话二

女：上午好，我想要申请一张信用卡。我想我对万事达卡最感兴趣。

男：好的。请坐。我们可以先填写申请表格。你现在是在职状态吗?你是知道的，银行需要确保你有偿还信用卡的能力。

女：好的，我现在知道了。是，我现在在职。

男：你做现在工作多久了?你的月总收入是多少?

女：我在现在的公司两年了。我每个月税前工资2500美元。

男：你是租房住还是有自己的房子?

女：我是租公寓住的。

男：你每个月房租是多少?

女：我公寓的月租是800美元。

男：现在我要通过你的信用报告查一下你的信用积分。我们通过信用积分来确定你以前的信誉度。

女：哦，也就是说你们想要知道我的偿还能力如何。

男：没错。你的信用积分好像是700。也就是说，你今天就可以申请到一张万事达卡。而且，由于你的积分很高，你将可以享受低利率。

女：利率对我的信用卡有什么影响?

男：利率越低，对银行的还款越少。

女：很好!还有什么事情需要我做吗?

男：在这张表上签字，过几天就能收到你的万事达信用卡了。

参考答案：

【小题5】D

【小题6】A

【小题7】C

【小题8】D

习题解析：

【小题5】关于女士去银行做什么，对话开始女士即提到：我想要申请一张信用卡，故选 D。

【小题6】这是一道细节题，信息量较大，可采用排除法。对话中出现的与选项中提到的信息相对应的内容分别是：每个月付 800 美元的房租;没有自己的房子;税前月收入是 2500 美元;已经在现在的单位工作了两年。选项 A 与原文相符，故选 A。

【小题7】对于女士关于利率如何影响信用卡的问题，男士回答说：利率越低，还款越少，故答案为 C。

【小题8】对话最后女士问还有没有什么需要她做的，男士回答说：在这张表上签字，过几天就能收到你的万事达信用卡了。选项 D 与原文相符，故选 D。